16021 Cumberland Lake Cir, Louisville, KY 40245 | MLS# 1728666

$619,900
16021 Cumberland Lake Cir, Louisville, KY 40245, Louisville, TWIN LAKES

Overview

  • Updated On:
  • October 15, 2026
  • 3 Bedrooms
  • 2 Bathrooms
  • 1,820 ft2

Description

Seller offering concessions of $5,000 towards buyer rate buy down or closing costs. Seller’s preferred lender is offering a credit up to $5,000 at closing to the buyer, subject to terms and conditions. Motivated Seller! Welcome to this beautifully maintained ranch home in the desirable Twin Lakes at Floyds Fork community! Built just one year ago, this thoughtfully designed 3-bedroom, 2-bath home offers modern style, quality upgrades, and comfortable one-level living. The spacious open-concept floor plan is ideal for both everyday living and entertaining. The heart of the home is the upgraded kitchen, featuring stainless steel appliances, quartz 3cm countertops, a large island with breakfast bar, and plenty of cabinet space. The kitchen flows seamlessly into the dining area and bright great room, creating a welcoming gathering space. The great room features a gas fireplace, tray ceiling, and abundant natural light. The spacious main-level primary suite offers an oversized bedroom, a large walk-in closet and a beautifully appointed bathroom with double vanities and an extra-large walk-in shower featuring modern 2 shower heads. Two additional bedrooms and a full bathroom are located on the opposite side of the home, providing privacy for guests. Additional upgrades include 9-foot ceilings throughout, vaulted ceilings in the living room and primary suite, a gas fireplace, Leaf Home – Water softener system, and multiple outdoor living areas. Step outside to enjoy the peaceful, wooded views from the patio or the additional concrete patios—perfect for relaxing or entertaining. The unfinished lower level provides abundant storage and excellent potential for future living space. It includes egress windows for possible future bedrooms and a rough-in for a full future bathroom, offering plenty of opportunities to customize the space to your needs. Additional features include a spacious 2-car garage and an irrigation system servicing the full yard. Located off Aiken Road in the quiet and welcoming Twin Lakes at Floyds Fork community, this home offers convenient access to grocery stores, restaurants, shopping, and everyday amenities while providing a peaceful neighborhood setting. This immaculate, smoke-free, and pet-free home is truly move-in ready and offers the perfect combination of comfort, style, and future potential. Don’t miss the opportunity to make it yours! Conveniently located off Aiken Road, this home provides easy access to I-265, I-64, and I-71 and is just 5 minutes from the brand-new Publix. Twin Lakes is also close to Lake Forest Golf Club, Polo Fields Golf & Country Club, Long Run Park and Golf Course, and less than 30 minutes from downtown Louisville. Whether you’re hosting friends or enjoying quiet evenings at home, this property offers space, style, comfort, and the convenience of a desirable East End location.

Address: 16021 Cumberland Lake Cir, Louisville, KY 40245
State/County:
Zip: 40245
Country: United States

Property Id: 10768927
Price: $619,900
Property Size: 1,820 ft2
Property Lot Size: 0 ft2
Rooms: 10
Bedrooms: 3
Bathrooms: 2
BathroomsFull: 2
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20220315142012522348000000
StreetNumberNumeric: 16021
ListAgentFullName: Madan M Polcum
InternetAddressDisplayYN: 1
ListAgentMobilePhone: 502-494-7524
OnMarketDate: 2026-09-10
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192913494355000000
ListAgentLastName: Polcum
Cooling: Central Air
FireplacesTotal: 1
StatusChangeTimestamp: 2026-09-10T15:28:47Z
ListAgentFirstName: Madan
PriceChangeTimestamp: 2026-10-02T19:01:36Z
MajorChangeType: Price Reduced
LotSizeUnits: Acres
DocumentsCount: 1
PatioAndPorchFeatures: Patio, Porch
LotSizeSquareFeet: 6887
ListingId: 1728666
YearBuilt: 2025
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20260909144544011473000000
ArchitecturalStyle: Ranch
Basement: Unfinished
StateOrProvince: KY
ListOfficeName: Real Estate Unlimited
LotFeatures: Sidewalk, Level
OriginatingSystemKey: 20260909144544011473000000
PhotosCount: 47
PhotosChangeTimestamp: 2026-09-12T14:20:35Z
BuildingAreaTotal: 1743
Stories: 1
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Fuel:Natural
OriginalListPrice: 629900
Sewer: Public Sewer
ListingContractDate: 2026-09-10
StreetSuffix: Cir
OriginatingSystemID: M00000290
StreetNumber: 16021
StreetName: Cumberland Lake
ListAgentEmail: madan.kyrealtor@gmail.com
ModificationTimestamp: 2026-10-15T19:45:03Z
ListOfficeMlsId: 2051
MlsStatus: Active
TaxBlock: 4123
LotSizeArea: 0.16
SourceSystemID: M00000290
ParcelNumber: 21412301170000
ListAgentMlsId: 29093
ParkingFeatures: Attached, Entry Front
AssociationFee: 850
DocumentsChangeTimestamp: 2026-10-15T19:44:48Z
Heating: Forced Air, Natural Gas
MajorChangeTimestamp: 2026-10-02T19:01:36Z
Directions: I-265 to Old Henry Rd South, right onto Bush Farm Rd. Right onto Scenic Lakes Dr, then left on Cumberland Lake Cir to home.
MLSAreaMajor: 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
LivingAreaSource: Other
GarageSpaces: 2
MLSAreaMinor: 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
WaterSource: Public
FloorPlansChangeTimestamp: 2026-09-10T15:28:55Z
TaxLot: 117
AboveGradeFinishedArea: 1743
BuildingAreaSource: Other
FoundationDetails: Poured Concrete
BelowGradeFinishedArea: 77
Fencing: None
Roof: Shingle
ConstructionMaterials: Wood Frame, Brick Veneer

Outdoor Details
Garage Attached
Other Features
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Home Owners Association
See Remarks

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$3,178.35
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,403.47

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