16123 Cumberland Lake Cir, Louisville, KY 40245 | MLS# 1730751

$697,900
16123 Cumberland Lake Cir, Louisville, KY 40245, Louisville, TWIN LAKES

Overview

  • Updated On:
  • October 2, 2026
  • 4 Bedrooms
  • 3.5 Bathrooms
  • 3,446 ft2

Description

Expansive lake views and a bright, open floor plan set the tone at 16123 Cumberland Lake Circle, where thoughtfully designed living spaces connect beautifully with the home’s peaceful waterfront backdrop. Large windows fill the interior with natural light and frame views of the lake, while the open-concept main level creates an effortless flow for everyday living and entertaining. Significant investments have been made throughout the property, including a newly enhanced deck that extends the living space outdoors and provides an ideal setting to relax, entertain, and enjoy the water views. Inside, updates include a beautifully finished lower level, whole-house paint, custom living room cabinetry, new quartz, updated interior and exterior lighting, and new carpet on the stairs. Outside, upgraded landscaping and additional irrigation provide coverage for both the front and back yards. The finished lower level adds another dimension to the home with impressive 9-foot ceilings, a second family room, a bedroom, and a full bath, offering flexible space for guests, recreation, or extended living. With 4 bedrooms, 3.5 baths, a finished lower level and 3-car garage, this home pairs generous, open living spaces with the privacy of its lot and a lake view that can be enjoyed throughout the home and outdoors.

Address: 16123 Cumberland Lake Cir, Louisville, KY 40245
State/County:
Zip: 40245
Country: United States

Property Id: 10883644
Price: $697,900
Property Size: 3,446 ft2
Property Lot Size: 0 ft2
Rooms: 13
Bedrooms: 4
Bathrooms: 3.5
BathroomsFull: 3
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20131203230526653437000000
StreetNumberNumeric: 16123
ListAgentFullName: Beth Schilling
InternetAddressDisplayYN: 1
OnMarketDate: 2026-10-02
BathroomsHalf: 1
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192909608394000000
ListAgentLastName: Schilling
Cooling: Central Air
FireplacesTotal: 1
StatusChangeTimestamp: 2026-10-02T13:17:04Z
ListAgentFirstName: Beth
MajorChangeType: New Listing
LotSizeUnits: Acres
DocumentsCount: 2
PatioAndPorchFeatures: Deck, Porch
LotSizeSquareFeet: 14758
ListingId: 1730751
YearBuilt: 2020
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20260928152959355367000000
ArchitecturalStyle: Ranch
Basement: Partially Finished
StateOrProvince: KY
ListOfficeName: Keller Williams Collective
LotFeatures: Corner Lot, Level
OriginatingSystemKey: 20260928152959355367000000
VideosCount: 1
PhotosCount: 70
PhotosChangeTimestamp: 2026-10-02T16:23:55Z
BuildingAreaTotal: 2263
Stories: 1
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Electricity Connected
OriginalListPrice: 697900
Sewer: Public Sewer
ListingContractDate: 2026-10-02
StreetSuffix: Cir
OriginatingSystemID: M00000290
LotSizeDimensions: 98x117x119x163
StreetNumber: 16123
StreetName: Cumberland Lake
ListAgentEmail: bethschillingrealtor@gmail.com
ModificationTimestamp: 2026-10-02T16:24:20Z
ListOfficeMlsId: 19218
MlsStatus: Active
VideosChangeTimestamp: 2026-10-02T13:17:11Z
TaxBlock: 1704
LotSizeArea: 0.34
SourceSystemID: M00000290
ParcelNumber: 21170400650000
ListAgentMlsId: 13488
ParkingFeatures: Attached, Entry Side
AssociationFee: 700
DocumentsChangeTimestamp: 2026-10-02T13:17:11Z
Heating: Forced Air, Natural Gas
MajorChangeTimestamp: 2026-10-02T13:17:04Z
Directions: Old Henry to right on Bush Farm (Changes to Aiken), Twin Lakes on the right
MLSAreaMajor: 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
LivingAreaSource: Appraiser
GarageSpaces: 3
MLSAreaMinor: 08-DglasHls/Hurstbrn/Mdltwn/Anchrg/StMatt
WaterSource: Public
FloorPlansChangeTimestamp: 2026-10-02T13:17:12Z
TaxLot: 0065
AboveGradeFinishedArea: 2263
BuildingAreaSource: Appraiser
FoundationDetails: Poured Concrete
BelowGradeFinishedArea: 1183
Fencing: None
Roof: Shingle
ConstructionMaterials: Brick Veneer

Outdoor Details
Garage Attached
Other Features
Has Cooling System
Has Fireplace
Has Garage
Has Heating System
Has Waterfront
Home Owners Association

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$3,578.27
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 2,705.90

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