643 E Oak St, Louisville, KY 40203 | MLS# 1734585

$174,900
643 E Oak St, Louisville, KY 40203, Louisville, SHELBY
Active

Overview

  • Updated On:
  • November 13, 2026
  • 4 Bedrooms
  • 1 Bathrooms
  • 2,886 ft2

Description

Historic charm meets renovation equity gain potential in Shelby Park! This flexible 4-bedroom home features tall ceilings, hardwood floors, original woodwork, pocket doors, nearly 1,500 SF on the main level, 1,000+ SF of finished flex space upstairs, and an unfinished walk-up basement. Are you a homeowner looking to gain equity after renovations? FHA 203(k), VA Renovation, conventional rehab loans for owner-occupants may be options. Investor? ARV for Shelby Park is $300K+ with full renovation.

Both owner-occupants and investors can also take advantage of this home’s eligibility for Kentucky Historic Rehabilitation Tax Credits, subject to buyer due diligence and project approval. Zoned R-6, the home also has potential for duplex conversion, subject to required permits and approvals. Outside, enjoy a covered front porch, native landscaping by Native Oasis, covered back patio, privacy-fenced backyard with raised garden beds, downspout rainwater diverters, a shed and an off-street parking pad.

Also, LOCATION! Blocks from nearby restaurants, local businesses, and Shelby Park. Opportunity is here; what will you do with it?!

Address: 643 E Oak St, Louisville, KY 40203
Area:
State/County:
Zip: 40203
Country: United States

Property Id: 11082129
Price: $174,900
Property Size: 2,886 ft2
Property Lot Size: 0 ft2
Rooms: 9
Bedrooms: 4
Bathrooms: 1
BathroomsFull: 1
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20260713153514752845000000
StreetNumberNumeric: 643
ListAgentFullName: Eileen Street
InternetAddressDisplayYN: 1
ListAgentMobilePhone: 502-999-7677
OnMarketDate: 2026-11-13
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192909608394000000
ListAgentLastName: Street
Cooling: Wall/Window Unit(s)
FireplacesTotal: 2
StatusChangeTimestamp: 2026-11-13T17:13:10Z
ListAgentFirstName: Eileen
MajorChangeType: New Listing
LotSizeUnits: Acres
DocumentsCount: 6
PatioAndPorchFeatures: Patio, Porch
LotSizeSquareFeet: 4400
ListingId: 1734585
YearBuilt: 1912
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20261113143325814219000000
ArchitecturalStyle: Bungalow
Basement: Walk-Up Access, Unfinished
StateOrProvince: KY
ListOfficeName: Keller Williams Collective
LotFeatures: Corner Lot, Sidewalk
OriginatingSystemKey: 20261113143325814219000000
PhotosCount: 19
PhotosChangeTimestamp: 2026-11-13T17:13:11Z
BuildingAreaTotal: 2279
Stories: 2
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Electricity Connected, Fuel:Natural
OriginalListPrice: 174900
Sewer: Public Sewer
ListingContractDate: 2026-11-13
StreetSuffix: St
OriginatingSystemID: M00000290
LotSizeDimensions: 40X110
StreetNumber: 643
StreetName: Oak
ListAgentEmail: eileen@soldbystreet.com
ModificationTimestamp: 2026-11-13T17:58:04Z
ListOfficeMlsId: 19218
MlsStatus: Active
TaxBlock: 023b
LotSizeArea: 0.1
SourceSystemID: M00000290
ParcelNumber: 09023B00350000
ListAgentMlsId: 10080875
ParkingFeatures: On Street, Off Street, Entry Rear
DocumentsChangeTimestamp: 2026-11-13T17:13:13Z
Heating: Electric, Forced Air, Radiant, Other
StreetDirPrefix: E
MajorChangeTimestamp: 2026-11-13T17:13:10Z
Directions: From I-65 North: -Take exit 134A for Jackson Street and continue onto S. Jackson Street. -Turn right onto E. Kentucky Street. -Turn right onto S. Clay Street. Access and parking: Louisville Water is replacing the main water lines, so a barricade is in place on Clay Street. Louisville Water has confirmed that local traffic—including visitors touring this home—may pass the barricade to park.
MLSAreaMajor: 02-Butchertwn/Hghlnds/Germantwn
LivingAreaSource: Other
MLSAreaMinor: 02-Butchertwn/Hghlnds/Germantwn
WaterSource: Public
FloorPlansChangeTimestamp: 2026-11-13T17:13:13Z
TaxLot: 0035
AboveGradeFinishedArea: 2279
BuildingAreaSource: Other
FoundationDetails: Crawl Space
BelowGradeFinishedArea: 502
Fencing: Privacy, Full, Wood, Chain Link
Roof: Shingle
ConstructionMaterials: Vinyl Siding, Wood Frame, Brick, Stone

Other Features
Has Cooling System
Has Fireplace
Has Heating System

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$896.75
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 678.12

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