198 Spencer Ln, Mt Washington, KY 40047 | MLS# 1726317

$312,500
198 Spencer Ln, Mt Washington, KY 40047, Mt Washington, WILCHAR ESTATES
Active

Overview

  • Updated On:
  • October 19, 2026
  • 3 Bedrooms
  • 2 Bathrooms
  • 1,380 ft2

Description

Welcome to 198 Spencer Ln in Mount Washington! This well-maintained 3-bedroom, 2-bath, 1½-story home offers approximately 1,380 sq. ft. of finished living space plus an additional 980 sq. ft. unfinished basement, providing excellent storage and plenty of potential for future use. Built in 2004, the home features an attractive brick exterior, covered front porch, and inviting curb appeal in Wilchar Estates. Inside, the comfortable layout includes hardwood flooring, a bright living area, and an updated eat-in kitchen with newer refrigerator, oven, and dishwasher. The primary suite features a beautifully renovated bath with a walk-in shower and sliding glass enclosure. Major improvements include an upgraded 3-ton HVAC system with new ductwork and additional returns, along with a water heater replaced in 2025. Newer French doors with built-in blinds lead to an expanded and rebuilt rear deck overlooking the fenced backyard, creating a great setting for relaxing, grilling, or entertaining. Additional improvements include recent 10×16 Tuff Shed, extensive fence replacement, an expanded double-width driveway area, and low-maintenance slate rock landscaping. With thoughtful updates, generous basement space, a fenced backyard, and a convenient Mount Washington location near shopping, dining, and everyday amenities, 198 Spencer Ln offers a great combination of comfort, functionality, and room to grow. Schedule your private showing today!

Address: 198 Spencer Ln, Mt Washington, KY 40047
State/County:
Zip: 40047
Country: United States

Property Id: 10716235
Price: $312,500
Property Size: 1,380 ft2
Property Lot Size: 0 ft2
Rooms: 9
Bedrooms: 3
Bathrooms: 2
BathroomsFull: 2
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20180904192009098417000000
StreetNumberNumeric: 198
ListAgentFullName: Pierce Anderson
InternetAddressDisplayYN: 1
ListAgentMobilePhone: 502-608-3601
OnMarketDate: 2026-08-14
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192913494355000000
ListAgentLastName: Anderson
Cooling: Central Air
StatusChangeTimestamp: 2026-08-14T16:21:15Z
ListAgentFirstName: Pierce
PriceChangeTimestamp: 2026-08-31T19:32:14Z
MajorChangeType: Price Reduced
LotSizeUnits: Acres
PatioAndPorchFeatures: Deck, Porch
LotSizeSquareFeet: 13939
ListingId: 1726317
YearBuilt: 2004
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20260814155913812605000000
ArchitecturalStyle: Traditional
Basement: Unfinished
StateOrProvince: KY
ListOfficeName: Real Estate Unlimited
LotFeatures: Sidewalk, Cleared
OriginatingSystemKey: 20260814155913812605000000
PhotosCount: 36
PhotosChangeTimestamp: 2026-10-06T17:56:44Z
BuildingAreaTotal: 1380
Stories: 2
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Electricity Connected, Fuel:Natural
OriginalListPrice: 314900
Sewer: Public Sewer
ListingContractDate: 2026-08-14
StreetSuffix: Ln
OriginatingSystemID: M00000290
LotSizeDimensions: 87X161
StreetNumber: 198
StreetName: Spencer
ListAgentEmail: pierceandersonrealtor@gmail.com
ModificationTimestamp: 2026-10-19T20:13:33Z
ListOfficeMlsId: 2051
MlsStatus: Active
TaxBlock: 0000
LotSizeArea: 0.32
SourceSystemID: M00000290
ParcelNumber: 077-WSW-33-017
ListAgentMlsId: 26297
ParkingFeatures: On Street, Off Street, Driveway
AssociationFee: 155
DocumentsChangeTimestamp: 2026-10-19T20:13:19Z
Heating: Forced Air, Natural Gas
MajorChangeTimestamp: 2026-08-31T19:32:14Z
Directions: From N Bardstown Rd Turn right onto Flatlick Rd Turn left onto Fairway Dr Turn right onto Erin Cir Turn left onto Wilchar Blvd Turn right onto Spencer Ln Destination will be on the right
MLSAreaMajor: 11-Bullitt County
LivingAreaSource: Builder
MLSAreaMinor: 11-Bullitt County
WaterSource: Public
TaxLot: 0199
AboveGradeFinishedArea: 1380
BuildingAreaSource: Builder
FoundationDetails: Poured Concrete
Fencing: Privacy, Full, Wood
Roof: Shingle
ConstructionMaterials: Wood Frame, Brick Veneer, Brick

Other Features
Has Cooling System
Has Heating System
Home Owners Association

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$1,602.25
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 1,211.62

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