Overview
- Updated On:
- October 19, 2026
- 3 Bedrooms
- 2.5 Bathrooms
- 2,099 ft2
Description
Prime Location in the Heart of 40204! Discover the perfect combination of space, flexibility, and convenience on highly desirable Payne Street! This unique property features two spacious primary suites, one on the first floor and another on the second, offering exceptional versatility and living options to fit a variety of needs. The second floor also features a generous bonus room, perfect for a home office, media room, playroom, or additional living area. A convenient first-floor half bath adds to the home’s thoughtful and functional layout. Need more space? Adding even more value is a deep one-car garage with finished, heated and cooled bonus space above, providing endless possibilities for a private office, fitness studio, hobby space, or personal retreat.
Address: 1130 Payne St, Louisville, KY 40204
City: Louisville
Area: IRISH HILL
State/County: Jefferson
Zip: 40204
Country: United States
Property Id: 10963778
Price: $439,900
Property Size: 2,099 ft2
Property Lot Size: 0 ft2
Rooms: 9
Bedrooms: 3
Bathrooms: 2.5
BathroomsFull: 2
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20131203230524657422000000
StreetNumberNumeric: 1130
ListAgentFullName: Jennifer Jewell Smith
InternetAddressDisplayYN: 1
OnMarketDate: 2026-10-19
BathroomsHalf: 1
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192909608394000000
ListAgentLastName: Jewell Smith
Cooling: Ductless, Wall/Window Unit(s), Central Air
ListAgentFirstName: Jennifer
MajorChangeType: New Listing
LotSizeUnits: Acres
DocumentsCount: 2
PatioAndPorchFeatures: Deck, Porch
LotSizeSquareFeet: 10890
ListingId: 1732220
YearBuilt: 1894
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20260918150108918595000000
ArchitecturalStyle: Traditional
Basement: None
StateOrProvince: KY
ListOfficeName: Keller Williams Collective
LotFeatures: Sidewalk
OriginatingSystemKey: 20260918150108918595000000
PhotosCount: 32
BuildingAreaTotal: 1775
Stories: 2
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Electricity Connected, Fuel:Natural
OriginalListPrice: 439900
Sewer: Public Sewer
ListingContractDate: 2026-10-19
StreetSuffix: St
OriginatingSystemID: M00000290
StreetNumber: 1130
StreetName: Payne
ListAgentEmail: jenniferjewellsmith@kw.com
ListOfficeMlsId: 19218
MlsStatus: Active
TaxBlock: 068G
LotSizeArea: 0.25
SourceSystemID: M00000290
ParcelNumber: 068G00630000
ListAgentMlsId: 20948
ParkingFeatures: On Street, Detached
Heating: MiniSplit/Ductless, Heat Pump
Directions: From I-64 W toward I-264 W/Watterson Expressway/I-64/Lousiville. Take exit 8 toward Grinstead Dr. Turn left onto Grinstead Dr. Turn right onto Lexington Rd. Turn left onto Payne St.
MLSAreaMajor: 02-Butchertwn/Hghlnds/Germantwn
LivingAreaSource: Other
GarageSpaces: 1
MLSAreaMinor: 02-Butchertwn/Hghlnds/Germantwn
WaterSource: Public
TaxLot: 0063
AboveGradeFinishedArea: 1775
BuildingAreaSource: Other
Fencing: Privacy, Full
Roof: Metal
ConstructionMaterials: Vinyl Siding, Other, Stone Veneer
Other Features
Has Cooling System
Has Garage
Has Heating System
$2,255.45
per month
- Principal and Interest
- Property Tax
- HOA fee
- Private Mortgage Insurance
$ 1,705.58
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