643 E Oak St, Louisville, KY 40203 | MLS# 1724912

$189,900
643 E Oak St, Louisville, KY 40203, Louisville, SHELBY
Active

Overview

  • Updated On:
  • September 18, 2026
  • 4 Bedrooms
  • 1 Bathrooms
  • 2,397 ft2

Description

Unlock opportunity in the heart of historic Shelby Park! This spacious home has a flexible 4-bedroom layout with character and charm: tall ceilings, hardwood floors, unpainted wood trim, pocket doors, and original door knobs await your personal touch. The main level offers nearly 1,500 SF while another bonus is the 1,000+ SF of finished attic, a perfect flex space. Plus, the 500+ SF walk-up unfinished basement has laundry hookups and extra room for storage. The home is zoned R-6 with duplex-conversion potential; buyer to verify. As a contributing resource in the Shelby Park National Register Historic District, it is eligible for historic rehabilitation tax credit programs, according to the Kentucky Historic Council. Outside sip sweet tea on the front porch overlooking the front yard or garden in the backyard, both adorned with locally sourced native plants landscaped by Native Oasis. The privacy-fenced backyard offers raised beds, a shed and an off-street one car parking pad. This centenarian home is full of potential for homebuyers ready to build equity through updates and improvements or investors looking for their next renovation or buy and hold property. The surrounding blocks include the park, Shelby Park, which is home to a historic Carnegie library, where the Shelby Park Neighborhood Association meets monthly. Nearby the home is also a plethora of local dining and businesses such as Perso, Toasty’s Tavern, Atrium Brewing, OMA, Lady Luck, Mooncrust Cafe, and many more! Plus, the centrally located neighborhood is next to Germantown, Logan Street Market, minutes from Downtown Louisville, the Highlands, NuLu, local restaurants, parks, entertainment, and more! Whether you’re looking for your next renovation project, a long-term investment, or a home where your improvements can build equity, this property presents an exciting opportunity with lots of possibilities! Property is being sold as-is. Buyer to verify all aspects of the property important to the buyer.

Address: 643 E Oak St, Louisville, KY 40203
Area:
State/County:
Zip: 40203
Country: United States

Property Id: 10812816
Price: $189,900
Property Size: 2,397 ft2
Property Lot Size: 0 ft2
Rooms: 9
Bedrooms: 4
Bathrooms: 1
BathroomsFull: 1
InternetConsumerCommentYN: 1
InternetAutomatedValuationDisplayYN: 1
ListAgentKey: 20260713153514752845000000
StreetNumberNumeric: 643
ListAgentFullName: Eileen Street
InternetAddressDisplayYN: 1
ListAgentMobilePhone: 502-999-7677
OnMarketDate: 2026-09-18
InternetEntireListingDisplayYN: 1
ListOfficeKey: 20131203192909608394000000
ListAgentLastName: Street
Cooling: Wall/Window Unit(s)
FireplacesTotal: 2
StatusChangeTimestamp: 2026-09-18T06:27:47Z
ListAgentFirstName: Eileen
PriceChangeTimestamp: 2026-09-18T03:50:04Z
MajorChangeType: New Listing
LotSizeUnits: Acres
DocumentsCount: 3
PatioAndPorchFeatures: Patio, Porch
LotSizeSquareFeet: 4400
ListingId: 1724912
YearBuilt: 1912
SourceSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
SourceSystemKey: 20260730192511373892000000
ArchitecturalStyle: Traditional
Basement: Walk-Up Access, Unfinished
StateOrProvince: KY
ListOfficeName: Keller Williams Collective
LotFeatures: Corner Lot, Sidewalk
OriginatingSystemKey: 20260730192511373892000000
PhotosCount: 25
PhotosChangeTimestamp: 2026-09-18T06:42:38Z
BuildingAreaTotal: 2292
Stories: 2
OriginatingSystemName: APEX MLS (Greater Louisville Association of REALTORS®)
Utilities: Electricity Connected, Fuel:Natural
OriginalListPrice: 170000
Sewer: Public Sewer
ListingContractDate: 2026-09-18
StreetSuffix: St
OriginatingSystemID: M00000290
LotSizeDimensions: 40X110
StreetNumber: 643
StreetName: Oak
ListAgentEmail: eileenstreet@kw.com
ModificationTimestamp: 2026-09-18T08:15:02Z
ListOfficeMlsId: 19218
MlsStatus: Active
TaxBlock: 023b
LotSizeArea: 0.1
SourceSystemID: M00000290
ParcelNumber: 09023B00350000
ListAgentMlsId: 10080875
ParkingFeatures: On Street, Off Street, Entry Rear, Entry Side
DocumentsChangeTimestamp: 2026-09-18T06:52:31Z
Heating: Other
StreetDirPrefix: E
MajorChangeTimestamp: 2026-09-18T06:27:47Z
Directions: From I-65N, take exit 134A 61 North/Jackson Street. Continue on South Jackson St. Take a right on E. Oak Street and house will be on the left corner, right before Clay Street, at 643 E. Oak St., Louisville, KY 40203.
MLSAreaMajor: 02-Butchertwn/Hghlnds/Germantwn
LivingAreaSource: Other
MLSAreaMinor: 02-Butchertwn/Hghlnds/Germantwn
WaterSource: Public
TaxLot: 0035
AboveGradeFinishedArea: 2292
BuildingAreaSource: Other
FoundationDetails: Crawl Space
Fencing: Privacy, Full, Wood, Chain Link
Roof: Shingle
ConstructionMaterials: Vinyl Siding, Wood Frame

Other Features
Has Cooling System
Has Fireplace
Has Heating System

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$973.65
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 736.28

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